Commercial Insurance
Texas boasts a fantastic, business-friendly climate that encourages both new commercial growth and helps established businesses continue to flourish. However, business operations, no matter where they are, are subject to a number of risks and uncertainties. A customer slipping and falling within on the shop floor, an employee making a financial error on a big client's account, a kitchen fire leading to property damage -- all of these are situations no business owner can foresee but ones that they can be financially protected from by Spring, TX commercial insurance.
Understanding Commercial Insurance & General Liability Insurance
Commercial insurance is a broad term our Infiniti Insurance Services and other insurance agents use to describe all policies that are designed to protect businesses from a myriad of financial losses and other issues that impair their ability to operate. Types of specific commercial insurance policies include:
- Commercial Property Insurance
- Commercial Auto Insurance
- Cyber liability
- Personal Liability
- Employee Practices Liability
- Worker's Compensation
- Commercial Umbrella
- Accounts Receivable
- and More
At the heart of all these add-on coverages is Commercial General Liability. Commercial General Liability insurance is designed to protect businesses from the most common financial pitfalls and ensure they are financially and legally protected should they ever be sued for injuries or damages arising out of routine business and employee operations.
The big three coverages Commercial General Liability provides for are:
- Bodily injury and death
- Damage to non-business property
- Personal injury and advertising damage (i.e. slander and copyright infringement)
Contact Infiniti Insurance Services to Learn More
With so many different types of commercial coverage and policy limits, it is important to be thorough when determining which commercial insurance package is right for your business. At Infiniti Insurance Services, our team will work with you to determine the best coverage at the best prices for your business and its needs. Contact our team today to learn more about all the available policies and for help in finding your ideal policy.
