As a renter, it's important to know what your responsibilities are. One of those responsibilities includes carrying renter’s insurance. If you're planning on renting a home in Spring, TX in the near future, you need a renter’s insurance policy from Infiniti Insurance Services.
Is Renters Insurance Required?
There are a lot of good reasons to have renter’s insurance, including the fact that it's required in most situations. The interesting thing about renter’s insurance is that there aren't any Texas laws that say a person has to have it, so landlords have the final say. If a landlord wants to require their tenants to carry renter’s insurance while they rent, they can do it. What this means is that most tenants end up being required to carry renter’s insurance because of the headache it can save both tenants and landlords. However, even if your landlord doesn't require you to carry renter’s insurance, it's still a good thing to have.
A Simple Process
One great thing about renter’s insurance is that it's easy to deal with. Once you know where you're going to move, you can get a renter’s insurance policy to comply with your landlord's requirements before moving in. There may be some specifics you want to talk to an agent about, but a standard renters insurance policy works for most people. If you move to a new rental in Texas while your renter's insurance is still active, you can simply change your address to take your coverage with you.
Whether you rent or own a home, it's important to know what you're responsible for. Most renters are required by their landlord to have renter’s insurance, although it's good to have it even if your landlord doesn't require it. If you're moving into a new home or apartment in Spring, TX, our agents at Infiniti Insurance Services can help you get the coverage you need. Call an agent today to find out more and get your coverage started.